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Need help with your Social Security Disability Insurance claim? Connect with experienced SSDI lawyers through our referral service. Your disability advocate awaits.
Eligibility Criteria for SSDI Benefits
The following is a list of the criteria you will need to meet to obtain SSDI Benefits.
Work Credits. To be eligible for SSDI, you must have earned enough work credits through your employment history. Work credits are earned based on your work history and the amount of income you've earned while paying Social Security taxes.
Recent Work History. In addition to the work credits, there are requirements related to your recent work history. You generally need to have worked for a certain number of years and have a specific number of work credits earned in the years leading up to your disability.
Disability Status. You must have a medically determinable physical or mental impairment that is expected to last at least one year or result in death. This impairment must prevent you from performing substantial gainful activity (SGA), which is work that earns a certain amount as determined by the United States Social Security Administration (SSA). If you earn more than a certain amount of income (adjusted annually), you may not be considered disabled according to the SSA's definition.
Severeness of the Disability. Your medical condition must be considered severe enough to prevent you from engaging in substantial gainful activity. The SSA has a Listing of Impairments (Blue Book) that outlines specific conditions and their severity criteria.
Age. While there are no age restrictions for SSDI, age can be a factor in determining eligibility. It may be easier for older individuals to qualify because the SSA may apply different criteria for people over 50 or 55, recognizing that it can be more challenging to find work as you get older.
Non-Substance Abuse. The SSA generally does not grant SSDI benefits if substance abuse is a contributing factor to your disability. They will evaluate whether you would still be disabled if you were not abusing drugs or alcohol.
Find a Lawyer or Legal Advocate for Your SSDI Claim
Social Security disability law is complex and constantly evolving. An experienced SSDI attorney is well-versed in the intricacies of the law, eligibility criteria, and the application process.
Statistics show that applicants who hire legal representation, especially at the appeal stage, are more likely to have their claims approved. An attorney can help you build a stronger case by ensuring that all required documentation is in order and presenting a compelling argument on your behalf.
SSDI attorneys typically work on a contingency fee basis, meaning they only get paid if your claim is successful. They are limited by law to receive a maximum of 25% of your retroactive benefits, up to a specific dollar limit. This arrangement can be financially beneficial for you. While it is not mandatory to hire an attorney for your SSDI claim, their expertise and experience can greatly increase your chances of success and make the application and appeals process more manageable.
1. Answer our questionnaire to provide information about your case.
2. We'll match you with a qualified SSDI lawyer based on your needs and location.
3. The law firm will call or email you to schedule a free consultation, discuss your case, and plan the next steps.